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collateralized

/k ə l ˈă t ər ə l ˌī z d/

col-lăt-er-al-īzed

Rule 1

Any vowel may say one of the schwa sounds (/ə/) in an unstressed syllable.

Rule 2

Vowels usually say their short sound in a closed syllable.

Rule 3

The R changes ER to say /ər/.

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