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refinances

/ˌr ē f ə ˈn ă n s ĭ z, ˈr ē ˈf ī ˌn ă n s ĭ z/

rē-fi-năn-ces, rē-fī-năn-ces
IY_SYLLABLE_END
I and Y at the end of a syllable may be long (/ī/) or short (/ĭ/).
regular_short
Vowels typically make their short sound in a closed syllable.
SOFT_C
C makes the /s/ sound before E, I, or Y (soft C). Otherwise, C makes /k/ (hard C).
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